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Real Estate

Client Data Stays on Your
Brokerage's Machines.

Agents, property managers, and transaction coordinators are using ChatGPT, Claude, and Copilot every day, pasting mortgage pre-approvals, tenant screening reports, closing documents, and wire instructions into prompts. Shield sits on your brokerage's machines and stops client data from ever reaching an external AI model. No cloud. No vendor access. Just a local proxy that redacts sensitive data before it leaves your network.

See How Shield WorksSee Data Redaction in Action
Quick Answer

Shield for Real Estate is a local desktop application that stops mortgage applications, SSNs, tenant screening reports, and confidential transaction documents from ever leaving your brokerage's computers, before that data reaches ChatGPT, Claude, Copilot, or any AI model. It runs on your existing machines, requires no cloud infrastructure, and helps real estate brokerages, property managers, and mortgage companies meet GLBA, FTC Safeguards Rule, FCRA, and RESPA requirements without changing how agents and staff use AI tools.

GLBA
Applies to real estate brokerages & mortgage cos.

The Gramm-Leach-Bliley Act (GLBA) requires financial institutions, including real estate settlement service providers, mortgage brokers, and property managers handling financial data, to protect the privacy of consumer financial information. Under the FTC Safeguards Rule (updated 2024), covered businesses must implement technical safeguards, conduct risk assessments, and report certain security incidents. When an agent pastes a client's mortgage pre-approval into ChatGPT, that financial data leaves your controlled environment.

Source: FTC, GLBA and Safeguards Rule apply to Real Estate and Mortgages (ftc.gov)
4+ Frameworks
Laws governing real estate data in AI use

Real estate professionals navigate GLBA (financial privacy), FCRA (tenant screening and consumer reports), RESPA (mortgage settlement disclosures), and state privacy laws like CCPA/CPRA. Fair housing laws (FHA) add requirements around AI-generated listing content that could discriminate. Each framework imposes obligations on how client data is collected, stored, and shared, obligations that extend to AI tool usage.

Multiple statutes, GLBA, FCRA, RESPA, FHA, state laws
Zero
Client data leaves your brokerage network

Shield runs locally on your agents' and staff's machines, no cloud processing, no vendor data access. Mortgage pre-approvals, SSNs, bank account numbers, tenant screening reports, and wire instructions never reach external AI providers. The redaction mapping stays on your machine, inside your brokerage's network boundary.

Shield operates within your network boundary

Client financial data exposure through AI is a GLBA compliance risk

When an agent pastes a buyer's mortgage pre-approval, SSN, bank account numbers, or W-2 income data into an AI prompt, that financial information leaves your brokerage's controlled environment and arrives at an external provider's servers. Under GLBA and the FTC Safeguards Rule, covered financial institutions, including real estate brokerages and mortgage companies, must protect the security and confidentiality of customer information. Shield eliminates this vector entirely: sensitive client financial data never leaves your network, so it never creates a GLBA compliance exposure.

Interactive Demo

What Client Data Looks Like in AI Prompts

Three real-world scenarios where real estate professionals send sensitive client data to AI models. Click each tab to see the raw prompt with identifiable information, and how Shield redacts it before it leaves your network.

Agent Drafting Offer Letter with Buyer Financials

A real estate agent uses an AI assistant to draft a competitive offer letter for a buyer, pasting the buyer's mortgage pre-approval details, income verification, and personal identifiers into the prompt.

Raw Prompt, What the AI Would Receive Without Shield
Draft an offer letter for my buyer clients James and Patricia Chen, purchasing 2478 Riverbend Drive, Austin TX 78746. Offer price: $875,000 with 20% down ($175,000). Mortgage pre-approval from Wells Fargo, loan #WF-2026-084732, up to $920,000 at 6.25% fixed 30-year. James SSN {{REDACTED_PII_SSN_005}}, employed at Dell Technologies, annual income $148,500 (verified with 2024 W-2 and last 3 pay stubs). Patricia SSN {{REDACTED_PII_SSN_006}}, self-employed CPA, 2024 AGI $112,300 (verified with 2023 and 2024 tax returns). Joint checking acct #8849201753 at Chase Bank, current balance $218,400. Their current address: 4210 Spicewood Springs Rd, Austin TX 78759. Contact: j.chen@email.com, (512) 555-0192. Include escalation clause up to $910,000 and 21-day close.
Shield Redacted, What the AI Actually Receives
Draft an offer letter for my buyer clients [BUYER_NAMES], purchasing [PROPERTY_ADDRESS]. Offer price: [DOLLAR_AMOUNT] with [PERCENT] down ([DOLLAR_AMOUNT]). Mortgage pre-approval from [LENDER], loan #[LOAN_NUMBER], up to [DOLLAR_AMOUNT] at [RATE] fixed [TERM]. [BUYER_NAME] SSN [SSN], employed at [EMPLOYER], annual income [DOLLAR_AMOUNT] (verified with [YEAR] W-2 and last [NUMBER] pay stubs). [BUYER_NAME] SSN [SSN], self-employed [OCCUPATION], [YEAR] AGI [DOLLAR_AMOUNT] (verified with [YEAR] and [YEAR] tax returns). Joint checking acct #[ACCOUNT_NUMBER] at [BANK], current balance [DOLLAR_AMOUNT]. Their current address: [ADDRESS]. Contact: [EMAIL], [PHONE]. Include escalation clause up to [DOLLAR_AMOUNT] and [NUMBER]-day close.
Detected & Redacted (12 items)
PII, NameBuyer Name
PII, NameBuyer Name
PII, AddressProperty Address
PII, SSNSocial Security Number
PII, SSNSocial Security Number
Financial, IncomeAnnual Income
Financial, AccountBank Account Number
Financial, BalanceAccount Balance
Financial, LoanLoan Number
PII, EmailClient Email
PII, PhoneClient Phone
PII, AddressCurrent Address

How Shield Protects Real Estate Client Data

Brokerage / PMAgent / Staff Desktopprompt + client PIIShieldLocal Redaction ProxySSN -> [SSN] · acct# -> [ACCT]clean prompt onlyAI ProviderChatGPT / Claude / etc.AI responserehydrate locallyresponse with client data restoredYour Brokerage NetworkExternal Internet

Compliance

Regulatory Frameworks That Apply to Real Estate AI Use

Real estate professionals operate under multiple overlapping regulatory frameworks. Each one imposes obligations on how client financial and personal data is handled, and each one becomes relevant the moment that data enters an AI prompt.

GLBA / FTC Safeguards Rule

Scope: Consumer financial information, mortgage applications, pre-approvals, bank account data
Requirement

Financial institutions must implement technical safeguards to protect customer information; breach notification required for incidents affecting 500+ consumers (effective May 2024)

How Shield Helps

Redacts SSNs, account numbers, income data, and loan numbers before prompts reach external AI providers. Client financial data never leaves the brokerage's controlled environment.

FCRA

Scope: Tenant screening reports, credit reports, background checks
Requirement

Consumer reporting agencies and users of consumer reports must protect report data from unauthorized access and disclosure; permissible purpose required to obtain reports

How Shield Helps

Detects and redacts personally identifiable fields within tenant screening data, SSNs, DOBs, driver's license numbers, while allowing the analytical content (credit score range, rental history) to pass through for AI-assisted review.

RESPA

Scope: Mortgage settlement services, closing disclosures, title fees, HOA transfer fees, lender charges
Requirement

Prohibits kickbacks and referral fees; requires good-faith estimates and disclosures of settlement costs; section 8 prohibits fee splitting for services not actually performed

How Shield Helps

Prevents exposure of settlement fee structures, title company relationships, and closing cost breakdowns to external AI providers, reducing the risk that your transaction data creates an inadvertent RESPA data-sharing exposure.

State Privacy Laws

Scope: CCPA/CPRA (California), state data breach notification laws
Requirement

Businesses collecting personal information must disclose data practices, honor consumer rights (access, deletion, opt-out), and notify consumers of data breaches involving PII

How Shield Helps

Since client PII never reaches external AI systems, Shield eliminates the AI-provider exposure vector from your state privacy law compliance scope. No client data shared means no AI-related breach notification obligation for that data.

FAQ

Common Questions from Real Estate Professionals

Shield is a technical safeguard that directly supports GLBA and FTC Safeguards Rule compliance, but no single tool makes you 'compliant' on its own. The FTC Safeguards Rule requires financial institutions (including real estate brokerages and mortgage companies) to implement administrative, technical, and physical safeguards for customer information. Shield addresses the technical side: it stops client financial data, SSNs, account numbers, and mortgage details from leaving your machines when staff use AI tools. It integrates into your broader information security program alongside your written policies, access controls, employee training, and vendor management.
Yes. The Fair Credit Reporting Act (FCRA) governs how consumer reports, including tenant screening reports, credit checks, and background checks, are obtained and used. When property managers paste tenant screening data into AI tools to summarize or analyze reports, that consumer report data leaves your controlled environment. Shield detects and redacts the identifiers that make tenant screening data personally identifiable: SSNs, driver's license numbers, dates of birth, previous addresses, and employer details. The core data, credit score range, rental history summary, income-to-rent ratio, passes through cleanly so you still get useful analysis without exposing FCRA-protected information.
Wire fraud is one of the biggest threats in real estate, and pasting closing documents with bank account numbers, routing numbers, and wire instructions into an AI prompt creates a new exposure vector. Shield's financial data filters detect ABA routing numbers (9-digit patterns), bank account numbers, and wire reference strings, redacting them before the prompt reaches the AI provider. The AI still sees the transaction structure, purchase price, closing date, title company name, but the actual funds-transfer instructions stay on your machine. This is critical because once wiring details are exposed to a third-party AI, you can't take them back.
Shield operates at the API layer between your AI client and the LLM provider. It doesn't need to integrate with any specific transaction management platform. Whether your staff copies data from Dotloop, SkySlope, Qualia, ZipForms, or a spreadsheet, as long as the AI request flows through Shield's local proxy, the sensitive data is caught. Zero integration work. This works across ChatGPT, Claude, Copilot, and any AI tool that connects through an API.
Shield doesn't create or eliminate RESPA obligations, but it reduces the RESPA risk that comes from exposing settlement data to third parties. The Real Estate Settlement Procedures Act prohibits kickbacks, referral fees, and unearned fees in mortgage settlement services. When closing data (title fees, lender charges, HOA transfer fees) is shared with an AI provider, you're exposing fee structures and settlement service relationships to an external party. Shield keeps that data within your brokerage's boundary, so your AI usage doesn't inadvertently create a RESPA data-sharing exposure.
Shield installs on any Mac, Windows, or Linux machine in under five minutes. For brokerages with multiple offices, your IT team can push Shield via existing device management tools (MDM) or group policy. Every agent's machine gets the same policy configuration, consistent protection whether they're in the main office, a satellite branch, or working from home. Audit logs can be centrally collected for broker oversight. Shield supports enterprise configuration management so you can deploy uniform data protection across your entire agent network without touching any app or transaction platform.

Ready to Protect Your Brokerage's AI Usage?

Shield installs in minutes and starts protecting client data immediately, no integration work, no cloud dependencies. See it in action or talk to our team about deployment across your brokerage.

How Shield WorksTalk to Our Team
Last updated: August 2, 2026